Frequently Asked Questions:
Q: What is Novio?
Novio is a fintech brand by Credilio offering fixed-deposit-backed RuPay credit cards that require no credit score or income proof, starting with an FD of just ₹2,000.
Q: How do I earn rewards with Novio?
You earn Novio coins on everyday spends — up to 10% on fuel, 5% on UPI payments and 5% at partner store spends, redeemable for savings on your favourite brands.
Q: Which banks issue Novio credit cards?
Novio FD-backed RuPay cards are issued in partnership with banks like DCB Bank, IOB and SBM Bank, and Novio also offers the YES Bank ACE RuPay Credit Card.
Why Shop Novio on Demandeals?
Demandeals makes it easy to earn instant cashback every time you shop Novio. Simply click through our platform, complete your purchase, and watch your cashback credited within 30–45 days. No hidden terms — just real savings on brands you already love.
